Financial Assistance » Payment Plans and Fees

Payment Plans and Fees

To attend CLHS, a student’s parent(s) or guardian(s) must sign an enrollment contract that specifies the payment option and personal responsibilities. Contracts will be emailed to students before the start of the next school year. 

In the event that any payment is returned for NSF, a $30 will be charged.

School Fees

Materials & Technology Fee 

The Materials and Technology Fee covers the estimated annual costs of student data processing, textbooks, workbooks, lab and classroom materials, technology costs and replacement, and drug testing. It also helps support a state-of-the-art wireless data communication network, four portable MacBook labs, the student database software, expanded software licensing, and four staff with part-time IT support assignments.

Due in full at registration: $725 

Application Fee

One-time fee paid at the time of initial application and is non-refundable: $35

Graduation Fee

For seniors only. Included in payment plans: $120

Parking Fee

Students who drive to school must obtain a parking pass to display in their front window. This pass is available from Student Services: $35. Parking passes must be renewed each school year.

Method of Payment

Tuition and fees are paid online through SMART Tuition. SMART accepts all major credit/debit cards. Using this method incurs credit card fees. You may choose an automatic withdrawal [ACH] through your bank account. There are no fees with this option. Payment dates are the 1st and 20th of each month. Payment methods are set unless other arrangements are made with the Business office.


  Full Payment Option

You may pay tuition and fees in full at any time. If you pay your balance in full by September 15 and by ACH from your bank account through SMART Tuition, or with an In-House check or cash, you will receive a 2% discount on the tuition. The SMART Tuition Administrative fee of $45 is waived with this option.


  Semester Payment Option

You may pay half of your tuition in July or August and half in January, both through SMART Tuition. The SMART Tuition Administrative fee of $45 is waived with this option.


  Monthly Payment Option

A monthly payment plan is available through SMART Tuition. The SMART Tuition Administrative fee of $45 is incurred with this option and due the 1st month of your payment plan. 

10-month plan

11-month plan

12-month plan


Late Fee - $40 is charged by SMART Tuition if there is an outstanding balance of $40 or higher from a previous billing cycle and is due on the next billing cycle.


Bank Fail Fee - $30 is charged by SMART Tuition in the event of a failed transaction.

Ways to Save

Concordia Lutheran High School offers multiple opportunities to make the school affordable for all families. Options include: 
  • College529 Plan: Use up to $10,000 to pay for your tuition at Concordia.

  • Coverdell Educational Savings Account: Can be used for qualified educational costs.

  • Traditional investment accounts, permanent life insurance, custodial accounts and ROTH IRA principal are other possible funding sources.

  • Sallie Mae K-12 Education Loan. Loan period 1-20 years at interest rate determined by your credit rating. Website: School Code 606955.
  • Your Tuition Solution Loan. Loan period 1-5 years at interest rate determined by your credit rating. Website:
Parents may make an initial down payment to CLHS to reduce the total amount financed by one of the options.
For more information, see the "Guide to Saving" PDF from Northwestern Mutual below.